To be the leading mortgage bank out of Africa.


We will make mortgages easy and affordable.

Our History

Imperial Homes Mortgage Bank Limited is a Mortgage Bank duly licensed by the Central Bank of Nigeria to undertake mortgage banking and related services. It was originally incorporated in 1992 as Citizens Savings and Loans Limited. But the name was changed in 1997 to New Patriot Building Society Limited. Guaranty Trust Bank plc acquired the company in August 2007 as a wholly-owned subsidiary and changed its name to GTHomes Limited to reflect its relationship with GTBank.  Imperial Homes Mortgage Bank Limited then commenced operation in January 2008.

In 2010 the Central Bank of Nigeria (CBN) reviewed the Universal Banking Model which had governed Nigerian banking since 2000 and banks were required to organize as either mono-line businesses or to register under a holding company arrangement. Guaranty Trust Bank Limited decided to divest from all its subsidiaries including GTHomes.

The Bank is made up of teams of diligent professionals established to provide quality mortgage and financial services to corporate organizations, professionals, workers as well as cooperative societies and their members. The company’s operations and business philosophy are based on the cardinal principles of Customer Focus, Customer Service and Total Quality Management.

We are resolute in our desire to change the landscape of the mortgage industry for the benefit of the public in general, and our customers, in particular. Pursuant to this objective, we apply a robust and functional technology to deliver innovative products, services, and processes to our customers.  Leveraging on our core values of innovativeness, diligence, empathy, and integrity, we strive without fail to provide our customers with the best service in mortgages and real estate, benchmarking ourselves against the best providers of similar services globally.

 Our core business is the provision of cutting edge services to the housing and mortgage sector within the financial services industry and with a specific focus on:

  • Savings and Deposits

  • Mortgages

  • Loans and Advances

  • Real Estate